Mali

M-Banking, Mali-Style

Posted by BrettMeyer on Aug 15, 2007

In the West African nation of Mali, back street vendors power the mobile phone market. The major players -- Ikatel, a division of France Telecom, along with the homegrown Malitel -- have official stores, but most of their sales come from the street. In West Africa, subscription service is rare. Instead, mobile phone users purchase plastic-wrapped cards of varying denominations, scratch off a silvery bar much like those found on an instant lottery ticket, and recharge their phones with the code hidden underneath. These cards can be purchased from tin-roofed convenience shacks, egg sandwich vendors, or random men walking down the street, stacks of soccer jerseys slung over their shoulders.

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Pesinet: Mobile Monitoring and Micro-Insurance for Children in Mali

Posted by AnneryanHeatwole on Dec 19, 2011

Mali has one of the highest infant mortality rates in the world. There are roughly 111 deaths for every 1000 live births in the country and the under-5 mortality rate is 191 out of every 1000 children. The need for early detection of diseases and stronger local health structures led to the creation of Pesinet, a non-profit that uses mobile technology to provide regular health checkups and affordable health insurance for young children in Mali's capital, Bamako.

Roughly 600 children are currently enrolled in the program in the neighborhood of Bamako Coura, under the care of four Pesinet agents (each covering around 150 children). Pesinet combines both early warning systems and insurance. Families pay 500 CF a month for each enrolled child; the payments cover doctor examinations and half the cost of any medications the child needs if he or she gets sick.

Enrolled children are tested weekly for symptoms of illness such as fever, cough, diarrhea, low weight, or vomiting by community health workers who enter data from each visit into a custom-designed Java application on their phone.  The data is sent via GPRS to an online database. Doctors at local community health centers monitor the patient data for sudden changes in health. If changes occur, the community health workers receive an alert on their phones and then go back, in turn, to alert the family that the doctor needs to give the child a checkup.

Pesinet: Mobile Monitoring and Micro-Insurance for Children in Mali data sheet 1295 Views
Countries: Mali

SharedSolar: Mobiles and Micro-Grids For More Efficient Energy

Posted by MelissaUlbricht on Jun 13, 2011
SharedSolar: Mobiles and Micro-Grids For More Efficient Energy data sheet 3666 Views

It is an unfortunate irony that often the poorest people pay the most for the lowest quality energy. In many areas, the rural poor pay as much as 5 USD per month for kerosene or battery power. SharedSolar is a project that attempts to develop the technology, and business case to connect these populations to better, more traditional energy sources. It does so by leveraging existing mobile networks. 

With SharedSolar, rural poor consumers make payments based on their usage by using a scratch card and adding credit via SMS. The system uses a micro-grid network to connect consumers to power, and each household uses a unique prepaid metering system. A group of up to 20 consumers (individuals, households, small businesses, or schools) are all located within a 50 meter radius of a single, central power source -- such as solar panels -- connected via an underground wire. 

At the same time, the SharedSolar team is testing and developing its business model to show that a case exists for micro-grids and mobile energy payment. The team launched an initial pilot in 2010 in Pelengana, Mali and currently has systems set up in Uganda and Tanzania. 

MobileActive.org spoke with Matt Basinger, project lead for SharedSolar, to learn more about the overlap of mobile technology and rural power.

Basic Information
Organization involved in the project?: 
Project goals: 

With SharedSolar, rural electricity consumers make payments based on usage by using a scratch card and adding credit via SMS. The system uses a micro-grid network to connect power to consumers, and each household uses a unique prepaid metering system. A group of up to 20 consumers (individuals, households, small businesses, or schools) are all located within a 50 meter radius of a single, central power source -- such as solar panels, all connected via an underground wire. 

The SharedSolar team is testing and developing its business model to show that a case exists for micro-grids and mobile energy payment. The team launched an initial pilot in 2010 in Pelengana, Mali and currently has systems set up in Uganda and Tanzania. 

Brief description of the project: 

Unfortunately, the poorest people pay the most for the lowest quality energy. In many areas, the rural poor pay as much as 5 USD per month for kerosene or battery power. SharedSolar is a project that attempts to develop the technology, and business case, to connect these populations to better and affordable energy sources. It does so by leveraging existing mobile networks. 

 

Target audience: 

Up to 20 micro-grid consumers are located within a 50 meter radius of a single central power source. SharedSolar launched an initial pilot in 2010 in Pelengana, Mali and currently has systems set up in Uganda and Tanzania. 

Detailed Information
Status: 
Ongoing
What worked well? : 

SharedSolar leverages existing mobile infrastructure in a given area. The SharedSolar technology is a near-term, entry-level approach: the application runs on a local server, in-country, with an attached modem (a local SMS device). It can be run on a basic netbook. SharedSolar is a modular system, so the team can add solar generation capacity or deploy additional systems as demand for electricity increases.

 

 

What did not work? What were the challenges?: 

When selecting a site to place the system, there are often land rights or land access issues. And although it hasn’t been an issue yet, the team is aware of the possibility of tampering. For instance, a neighbor could dig up someone else’s wire.

Another challenge for SharedSolar comes with trying to develop the business model alongside the technology.  In addition to reducing costs and improving livelihood for the rural consumers, SharedSolar has a goal to test a business model for micro-utility power


Pesinet: Mobile Tech and Micro-Insurance for Child Health in Mali

Posted by AnneryanHeatwole on Jul 10, 2010
Pesinet: Mobile Tech and Micro-Insurance for Child Health in Mali data sheet 4984 Views

Healthcare agents in Bamako Coura, Mali, are providing better care to children with the help of mobile phones. Healthcare agents with Pesinet, a non-profit organization based in Mali, perform weekly checkups on children and then send the results to a doctor for evaluation through a Java application.

Anne Roos-Weil, founder of Pesinet, says: 

In Sub-Sahara Africa you have a very, very high child mortality rate. […] In Mali, where our project is based, one child out of five dies before the age of five. What we realized is that they’re mostly dying because they don’t go to the doctor or the healthcare center early enough.

Basic Information
Organization involved in the project?: 
Project goals: 

The goals of Pesinet are:

  • To prevent child mortality from benign diseases through regular home screenings
  • To create an insurance plan so that health problems do not bankrupt families

 

Brief description of the project: 

Pesinet is a mobile healthcare service currently deployed in Bamako Coura, Mali. Parents sign up for a healthcare worker to visit their children weekly for a regular checkup. The agents collect data via mobile phone, and send it to a doctor at a healthcare center, who reviews the information for changes. The parents pay the equivalent of one Euro a month, which covers visits to the doctor in case of emergency, and provides half-price medication in case the child needs medical care. 

Target audience: 

The target audience is parents of children under five in Bamako, Mali (for the current pilot; later it will expand to all parents of children under five who live in areas with high under-5 mortality rates in Mali). 

 

Detailed Information
Length of Project (in months) : 
10
Status: 
Ongoing
What worked well? : 

In a survey conducted by the Malian Ministry of Health, 96% of the mothers enrolled in the program reported satisfaction with Pesinet, 99% wished to recommend the service to family and friends, and 97% of the families found the service to be "very affordable."

What did not work? What were the challenges?: 

The program's challenges are:

  • Breaking through the trust barrier - Pesinet found it difficult to promote the service rapidly in areas where there is little awareness of the value of prevention, as this involves a significant cultural shift. 
  • The organization's desire to be financially self-sustaining has meant slow growth (compared to subsidized programs); the paying approach inevitably led to slower adoption than if the service were free of charge.